The National Association of Insurance Commissioners' eighteen month investigation of Allstate's claims handling practices ended this month with Allstate agreeing to pay a $10 million dollar settlement. The primary focus of the investigation and settlement relates to Allstate's use of a claims handling software called Colossus. Allstate has agreed to make several changes to it's claims handling policies. However as a injury claim lawyer, I still advise caution when dealing with giant insurance companies like Allstate.
Their are many types of insurance claims where hiring a lawyer is typically not necessary, such as clear liability property damage claims. When dealing with a company like Allstate, whether you hire a lawyer or not, it's always a good idea to at least consult with a lawyer. Most personal injury lawyers provide free consultations and information gathered from a lawyer consultation can be an invaluable resource for determining whether you are being treated fairly by an insurance company.
