Personal Injury

The Importance of Establishing Causation in a Georgia Personal Injury Lawsuit

July 31, 2020 | Benjamin S. Persons, IV

Causation is a key element of any personal injury claim. What do we mean by that? Basically, if you are in a car accident and later sue the other driver for damages, it is not enough to show that person’s negligence led to the accident. You also need to show that the accident was the “proximate cause” of any physical, mental, or monetary loss that you suffered. Absent such proof causation, there is no viable personal injury claim.

Coleman v. State Farm Mutual Automobile Insurance Company

As a general rule, you do not need expert evidence, such as testimony from your doctor, to prove causation. As with every rule, there are exceptions. For instance, if your personal injury claim involves a “medical question” that requires specialized medical knowledge–i.e., something the average juror could not understand without some sort of guidance from a trained professional in that specialty–then the court will require such evidence before allowing a case to proceed.

Truck Driver on the Hook for $100,000 Personal Injury Settlement After Employer Files for Bankruptcy

July 24, 2020 | Benjamin S. Persons, IV

In any personal injury case, there is always a risk that the defendant has insufficient assets to pay any judgment or settlement and will therefore seek bankruptcy protection. In many cases, this means the plaintiff–the victim–is out of luck. What happens if there is a co-defendant who is not bankrupt? Can they be held solely responsible for the plaintiff’s damages?

Meeks v. Newcomb

The Atlanta-based U.S. 11th Circuit Court of Appeals recently addressed such a case. In Meeks v. Newcomb, a man was killed after his vehicle crashed into the back of a tractor-trailer. The victim’s widow subsequently sued both the company that owned the truck as well as the individual driver.

Georgia Supreme Court Rejects Medical Overbilling Class Action

July 17, 2020 | Benjamin S. Persons, IV

Many auto accident victims struggle not only to recover from their physical injuries, but also to deal with excessive medical bills. Georgia hospitals frequently file “liens” against accident victims’ potential personal injury claims in order to ensure their bills get paid. But the actual amount of these bills can vary wildly, especially when the victim lacks health insurance.

Bowden v. Medical Center, Inc.

In 2011, an uninsured woman named Danielle Bowden was injured in an auto accident. She subsequently received care at The Medical Center, Inc., (TMC) in Muscogee County. Bowden had no health insurance at the time, and TMC billed her over $21,000 for her treatment. TMC then filed a hospital lien against Bowden’s potential recovery against the other driver who caused her accident.

Crane Manufacturer Faces Trial in Savannah Over Fatal Accident

July 10, 2020 | Benjamin S. Persons, IV

Industrial accidents are often the result of a chain of events. There are usually multiple parties whose negligence or intentional failures led to an innocent worker’s injury. Of course, when the victim files a lawsuit, these parties are quick to try and deflect blame to one another.

Hill v. Konecranes, Inc.

An ongoing federal lawsuit in Savannah, Hill v. Konecranes, Inc., provides an apt illustration of this principle. This tragic case involves the 2015 death of a crane operator. The victim worked for International Paper Company (IP) in Augusta, where he used a gantry crane to move timber. Konecranes, Inc., was the company responsible for manufacturing and installing the crane. IP also retained Konecranes to perform regular inspections of the gantry crane.

Ga. Court of Appeals: Insurance Company Not Responsible for Homeowner’s Fatal Shooting of Child

July 3, 2020 | Benjamin S. Persons, IV

Most personal injury lawsuits involve accidents, i.e. unintentional but negligent conduct, but sometimes a personal injury arises from criminal activity. When this is the case, the criminal party can be held liable in a personal injury lawsuit–but their insurance company probably will not cover any award of damages. That is because insurers typically include criminal activity from the scope of their policy coverage.

Marcus v. Country Mutual DO-013 Insurance Company

A recent decision from the Georgia Court of Appeals, Marcus v. Country Mutual DO-013 Insurance Company, provides a helpful illustration of this principle. This case unfortunately began with a scenario that has become all too common in Georgia — a white person reporting “suspicious” African-Americans to the police. According to court records, the woman repeatedly complained to law enforcement in Macon about several African-American youths. When questioned, the juveniles explained that the woman had repeatedly shouted racial epithets at them. The police advised the youths to “stay on the other side of the street when passing by her house, knowing that [she] was upset and hostile.”

Federal Court Holds Royal Caribbean Liable for Cruise-Ship Ice Skating Injury

June 30, 2020 | Benjamin S. Persons, IV

In personal injury law, you often come across the phrase “actual or constructive notice.” This refers to a property owner’s knowledge with respect to a given hazard. Actual notice means the owner knew the hazard existed. Constructive notice, on the other hand, means the owner “should have known” there was a hazard based on the exercise of reasonable care.

Lebron v. Royal Caribbean Cruises LTD

It is critical for a plaintiff in any personal injury case to establish the existence of either actual or constructive notice. Without such proof, a court will dismiss the plaintiff’s claims. At the same time, judges need to be careful to not dismiss a valid lawsuit based on an incorrect interpretation of the evidence.

Georgia Supreme Court Overrules 85-Year-Old Workers’ Compensation Precedent

June 26, 2020 | Benjamin S. Persons, IV

Workers’ compensation requires Georgia employers to pay medical and wage replacement benefits to employees injured “in the course of” employment. This includes not only injuries that occur while actively working, but also during times “incidental” to a job, such as entering or exiting the employer’s premises. However, employers are not liable for injuries that occur when an employee is engaged in an “individual pursuit.”

Frett v. State Farm Employee Workers’ Compensation

In 2018, we discussed a decision from the Georgia Court of Appeals, Frett v. State Farm Employee Workers’ Compensation, where an employee was injured during a scheduled lunch break. To briefly recap, the employee was a claims adjuster at State Farm. The employer required her to take an unpaid 45-minute lunch break each day. On the day in question, the employee clocked out for lunch, went to the break room to prepare some food, and slipped and fell as she exited the room.

Diversity Jurisdiction and Georgia Personal Injury Lawsuits

June 18, 2020 | Benjamin S. Persons, IV

If you are injured in a car accident caused by the negligence of another person, your typical remedy is to file a personal injury lawsuit in state court. Depending on certain factors, the defense may have the right to transfer the case to federal court. This is known as “removal.”

Removal is permitted under federal law when two specific conditions are met: First, the “amount in controversy” must be more than $75,000; and second, there must be “complete diversity” between the parties. This means that if you are a Georgia resident, all of the defendants named in your lawsuit must be non-Georgia residents. If even one defendant is from the same state as you, you can have your lawsuit returned to state court.

Hickerson v. Enterprise Leasing Company of Georgia, LLC

Ga. Court of Appeals: 13-Month Delay in Reporting Accident to Insurance Company Was “Unreasonable”

June 12, 2020 | Benjamin S. Persons, IV

If you are injured in an auto accident, you naturally assume that your insurance policy will help cover your damages. As with any contract, you need to carefully review and understand the terms of your policy. You may need to comply with a number of conditions before the insurer is legally obligated to provide you with coverage. Your failure to comply can–and will–be strictly held against you by the courts.

Geico General Insurance Company v. Breffle

A recent decision from the Georgia Court of Appeals, Geico General Insurance Company v. Breffle, provides a cautionary example. This case involves an insured driver (the plaintiff) who was injured in an April 2016 auto accident with another vehicle. The plaintiff sought medical treatment for his injuries a few days after the accident. In December 2016, about eight months after the accident, the plaintiff underwent a surgical procedure as part of his treatment. Later, in March 2017, the plaintiff’s doctors advised him that he would need a second surgery.

Can a Non-Party Enforce an Agreement to Arbitrate Personal Injury Disputes?

June 5, 2020 | Benjamin S. Persons, IV

Have you ever participated in an activity in which the organizer asks you to sign a release or waiver? As you might imagine, such documents are designed to help minimize the organizer’s legal liability in the event you are injured. One way to do this is by restricting your ability to file a personal injury lawsuit; instead, the waiver or release may require you to submit to binding arbitration.

Atlanta Concorde Fire Soccer Association, Inc. v. Graham

How far can an arbitration agreement go? For instance, can the agreement bind third parties who did not actually sign the release? The Georgia Court of Appeals recently addressed such a case, albeit one that applied California law to the subject.